Not Sure How To Get Your Sports Bike Insured? Here’s How


Nothing is more precious to bike aficionados than their bike. They have a passion for their bike unlike anyone else. The majority of owners act wisely and insure their bikes. Owning third-party two-wheeler insurance for your motorcycle is required in India.

When the words “super” or “sports” are added to the word “bikes,” an image of a hulking, fast bike with a blurred background immediately comes to mind. However, riding a bike like that carries a certain amount of risk, necessitating insurance. Because of the speed and aesthetics that make sportbikes and superbikes so desirable, purchasing New Bike Insurance is actually much more crucial.

The insurance protection will support you in difficult occasions. Here is all you need to know:


You should first start looking for a thorough cover. You should seek for a New Bike Insurance policy that will help you preserve your financial stability and provide security to your bike in case of an accident depending on the type of bike you possess and based on the usage of the bike.

According to the legislation, third-party insurance is a requirement. However, you might get comprehensive insurance, which provides both own damage and third-party liability coverage for bikes. You can also add a variety of riders to your bike’s insurance policy including a personal accident cover in bike insurance.

Factors that have an impact on your insurance

The bike insurance policy you purchase is heavily influenced by a number of variables, including your age, past, the price of the bike, and any modifications that have been made to it. In addition to this, there are a number of other considerations you should make when purchasing insurance coverage.

  • Wide-ranging Coverage

You must keep in mind that the insurance coverage will assist you in covering the costs of damages in the event that the bike is involved in an accident or crashes. Choose an insurance plan that offers coverage for both natural and man-made disasters.

  • Individualized Add-Ons

If you customised the bike with pricey extras to give it a chic and distinctive style, you might want to pay an extra premium to secure these components. Making sure your insurance policy covers the parts in your bike could save you a lot of money if they need to be replaced. ##

  • Indemnity Insurance

If anything unpleasant happens, there’s a chance you might get into an accident or, in some circumstances, start one. Because of your negligence, you might have an impact on another person, and this insurance will help you with your third-party liability. Third party liability is a feature in comprehensive plans, but it can also be chosen as a standalone option in place of a comprehensive policy.

You’ll live a simpler life if you purchase bike insurance. In addition to being able to ride your bike stress-free, you can make sure that you are covered by third-party liabilities. You must make sure that you invest in a high-quality insurance plan and select the appropriate type of coverage for your motorcycle.

Calculate the premium that will be due for the policy using the bike insurance calculator. Don’t let the insurance policy’s price deceive you. A reduced insurance premium could result in less coverage for you.

In conclusion, it is your responsibility to protect your bike from any occurrence that could result in a significant financial drain. Add-on covers are used to supplement your basic plan when a standard insurance cover is insufficient to meet the full needs. By paying a slightly greater premium, you can have access to them. Therefore, choose your cover wisely and go with the one that can offer your superbike the best protection!

* Standard T&C Apply

** Currently, there are 2 tax regimes in India – new and old. To get the tax benefit you desire, choose the correct one after consulting an expert. You can opt for a regime change during the next financial year.

# Visit the official website of IRDAI for further details.

## All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C apply

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Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.

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